Prompt / Lyrics
( (Verse 1) I’m so far behind, behind the eight-ball Got a stack of plastic, standing like a brick wall I try to pay, but then the phone rings And something happens, and I charge more things Oh no, I just cannot pay… (Chorus) What have I done? (Cha-ching!) Did I mean to? No, I did not… I tried to pay them, and then something happened And I charged a little more on the spot! These damn credit cards, they’re gonna take… Take more than I got! (Verse 2) Minimum payment, that’s a funny phrase It’s just the interest, in a hungry haze Swipes so easy, the future’s cost Now the statement comes, and the money’s lost Oh no, I just cannot pay… (Chorus) What have I done? (Cha-ching!) Did I mean to? No, I did not… I tried to pay them, and then something happened And I charged a little more on the spot! These damn credit cards, they’re gonna take… Take more than I got! (Bridge) It’s a silent partner, with a APR smile Drowning in plastic, mile after mile A chase I’m losing, a race I can’t win… Diggin’ a hole with the money I’m in. (Guitar solo - short, spiraling, and slightly dissonant, full of financial despair) (Outro - music fades to just a slow, ticking hi-hat and bass note) Take more than I got… (tick, tick) Take more than I got… (tick, tick) What have I done… (Track ends with the sound of a card being sliced through a reader: BEEP. Then silence.) (Spoken, calmly over the silence) If this feels real, consider talking to a non-profit credit counselor. You can find a way out.
Tags
slow, bluesy rock groove—a repetitive bass line and a melancholy electric guitar riff.
Duration
3:59
Instrumental
No
Created
1/29/2026