🎵 Track 4 – “If Loving You’s a Risk, I’m All In” (R&B/Rap Hybrid Version) Vibe: Wavy, moody, confident — a love song with weight and tempo. [Intro – Spoken/Sung, soft vocal harmonies behind] Yeah… It might hurt, it might break… But if it’s you? That’s a chance I’ll take. ⸻ [Hook – Smooth R&B melody] If lovin’ you’s a risk, I’m ridin’ with no seatbelt Even if we crash, I’d still know how free felt Dive into the deep, I don’t care how steep You worth every fall, every scar I keep If lovin’ you’s a risk, I’m all in tonight No plan B, no back-up light You feel like fire I don’t wanna fight So baby, if it’s risky — I’m down for life ⸻ [Verse 1 – Laid-back rap flow, real tone] Told myself I wouldn’t fall like this But you move different — this ain’t just a kiss You more like peace in a storm I knew More like truth when I couldn’t see through I don’t gamble with hearts, I play smart But yours got me throwin’ out every guard Girl, I seen beauty but you bring grace Got me thinkin’ love ain’t such a bad place ⸻ [Pre-Hook – melodic bounce] Yeah, we both got scars we don’t show But I’d rather build than let you go So if it’s pain or passion I meet It’s still worth it long as you with me ⸻ [Hook Repeat – harmonized] If lovin’ you’s a risk, I’m ridin’ with no seatbelt Even if we crash, I’d still know how free felt Dive into the deep, I don’t care how steep You worth every fall, every scar I keep If lovin’ you’s a risk, I’m all in tonight No plan B, no back-up light You feel like fire I don’t wanna fight So baby, if it’s risky — I’m down for life [Verse 2 – confident, smoother rap/sing flow] I ain’t scared of the highs and the lows I’m scared of regret, of not lettin’ it grow So if you got fears, lay ‘em down with me We’ll face it together, just you and me I done ran from love, now I’m runnin’ to Someone who real, someone like you If that’s risky? Then I’ll roll those dice ‘Cause not lovin’ you… that’s the real price [Bridge – break it down, R&B harmony] I want your chaos, I want your calm I want your mornings, I want your storms I want all the things that come with you Even if the risk cuts me in two [Final Hook – more emotion, layered vocals] If lovin’ you’s a risk, I’m ridin’ with no seatbelt Even if we crash, I’d still know how free felt Dive into the deep, I don’t care how steep You worth every fall, every scar I keep If lovin’ you’s a risk, I’m all in tonight No plan B, no back-up light You feel like fire I don’t wanna fight So baby, if it’s risky — I’m down for life [Outro – soft vocal echo] I’m down… for life… Yeah… all in…